Dental Plans
You can choose between two dental options from Delta Dental. You can visit any licensed dentist, but you pay less with a dentist in the Delta Dental network. The chart below shows the differences in coverage and benefits for in-and out-of-network services. For a list of network providers, visit deltadentalnc.com or call 800-662-8856.
Delta Dental has two networks — PPO and Premier. The main difference between the two is the discount. You may save more when you visit a PPO dentist. For more information, download the Delta Dental app from your smartphone app store.
ECU Health Dental Plan
| Basic | Choice | |||
|---|---|---|---|---|
| PPO/Premier Networks | Out-of-Network | PPO/Premier Networks | Out-of-Network | |
| Annual Deductible | $50/$100 | $75/$150 | $50/$100 | $75/$150 |
| Annual Maximum | $1,000 per member | $750 per member | $2,000 per member | $1,500 per member |
| Preventive Cleanings | Covered at 100% (ded. waived) |
Covered at 100% (ded. waived) |
Covered at 100% (ded. waived) |
Covered at 100% (ded. waived) |
| Other Diagnostic/ Preventive Services |
20% coinsurance (ded. waived) |
20% coinsurance (ded. waived) |
Covered at 100% (ded. waived) |
Covered at 100% (ded. waived) |
| Basic Services | 40% after ded. | 50% after ded. | 20% after ded. | 30% after ded. |
| Major Services | 40% after ded. | 50% after ded. | 40% after ded. | 50% after ded. |
| Orthodontia (Under Age 19) |
No coverage | 40% coinsurance (ded. waived) |
50% coinsurance (ded. waived) |
|
| Orthodontia Lifetime Maximum | No coverage | $1,000 per person | ||
If you, or any member of your family, are covered by a dental plan in addition to the ECU Health Dental Plan, advise your dental office so benefits can be coordinated.
2024 Premiums
Full-Time and Part-Time Team Members—Bi-Weekly Deductions
* Includes domestic partner/domestic partner’s children. Family must include you, your spouse/domestic partner and at least one child.