Dental Plans
You can choose between two dental options administered by Cigna. While you can visit any licensed dentist, your cost is lower when you visit a dentist in the Cigna network. See the chart below for the differences in coverage and benefit levels for in and out-of-network services. To obtain a list of providers in the network, visit my.cigna.com or call 800-244-6224.
Cigna offers capabilities within their app that provides information about dental care and hygiene. You can download this app from your app store (search for MyCigna).
Click for a quick video overview of Cigna’s dental virtual care.
ECU Health Dental Plan
| Basic | Choice | |||
|---|---|---|---|---|
| In Network | Out of Network | In Network | Out of Network | |
| Preventive | You pay 20% (deductible waived) |
You pay 20% (deductible waived) |
Covered at 100% (deductible waived) |
Covered at 100% (deductible waived) |
| Deductible: Individual/Family | $50/$100 | $75/$150 | $50/$100 | $75/$150 |
| Basic | You pay 40% after deductible | You pay 50% after deductible | You pay 20% after deductible | You pay 30% after deductible |
| Major | You pay 40% after deductible | You pay 50% after deductible | You pay 40% after deductible | You pay 50% after deductible |
| Annual Maximum Dental Benefit | $1,000 per person | $750 per person | $2,000 per person | $1,500 per person |
| Orthodontia (Under Age 19) |
No coverage | No coverage | You pay 40% (deductible waived) |
You pay 50% after deductible |
| Orthodontia Lifetime Maximum | No coverage | No coverage | $1,000 per person | $1,000 per person |
If you, or any member of your family, are covered by another dental plan in addition to the ECU Health Dental Plan, you should advise your dental office so that benefits can be coordinated between the plans. For more information, see the ECU Health Dental Plan summary plan description on AskPhin.