401(k)

The ECU Health retirement program (our Partnership Savings Plan) consists of a pre-tax 401(K) plan, a Roth 401(k) plan, as well as an unmatched after-tax plan where you can save for retirement.

All new hires and first time eligible team members hired on or after 1/1/2010 are automatically enrolled in the Fidelity 401(k) Partnership Savings Plan in the pre-tax 401(k) at 5% of your earnings after 30 days, or as soon as administratively practical. If you wish to start saving sooner, or change the amount, you may do so by contacting Fidelity at 800-343-0860 or by going online to netbenefits.com.

New for 2025

Effective Jan. 1, 2025, all newly hired team members will be subject to a three-year vesting schedule. Here are a few other important changes.

• Team members hired on or after Jan. 1, 2025, will be vested in their 401(k) Partnership Savings Plan after three years of service.
• Employer matching contributions will begin after one year of service.
• Team members who leave the organization prior to three years of service will not receive the employer matching contributions — only team member contributions will be distributed.

To speak directly with a Fidelity representative, please contact:
Michael C. Kitto, CRPC®
Dedicated Retirement Planner
Personal and Workplace Investing
Email    [email protected]
To reserve an appointment, please call 1-800-642-7131 or register online.
Watch this video to help you make an online appointment.

Non-Benefit Eligible Team Members

You may have the opportunity to contribute to the 401(k) partnership savings plan. If you wish to participate, you will need to contact Fidelity to enroll or make any changes. You won’t be eligible for any company match contributions. Temporary non-benefit eligible team members are not eligible for the plan.