Virtual Benefits Fair

Welcome to the Virtual Benefits Fair

Check out the enhancements to your Total Rewards for 2024. Learn what’s new and what’s changing by watching these short videos. Tell us what you think about the Virtual Benefits Fair.

Learn more about these featured benefits:

Delta Dental

ECU Health offers dental coverage through Delta Dental, our new carrier. Delta Dental gives you two options with different coverage levels– Basic and Choice. Both cover preventive dental services at 100%. You can use any licensed dentist for care, but when you see a provider in the PPO or Premier network, you pay less.

Reliance Matrix

Disability benefits consist of a short-term disability (STD) plan, long-term disability (LTD) plan and an Extended Illness Bank (EIB) for eligible team members. These plans, now administered by Reliance Matrix, work together to replace part of your income when you’re absent due to a medical issue. The long-term disability insurance pays up to 50% of your pre-disability pay, with a maximum of $12,000 monthly (up from $5,000 in 2023).

New this year: When you enroll in Basic Life and AD&D, supplemental life insurance or disability insurance during Annual Enrollment, you don’t need evidence of insurability.


Get protection in case of injury with Voya Accident Insurance. This plan pays cash directly to you, and you can use it to help pay any out-of-pocket expenses related to the injury—at your discretion. Payments are tax-free.

Voya also offers Critical Illness Insurance to pay medical expenses not covered by your health plan. This benefit makes payments directly to you when you receive a specific diagnosis (see more information on the Voluntary Benefits page).

Hospital Indemnity Insurance with Voya supplements your medical coverage when you’re admitted to the hospital. You can use the benefit to pay any out-of-pocket expenses and extra bills. Benefits are paid directly to you, regardless of the treatment cost.

Receive a $75 wellness benefit per year for each Voya plan you enroll in. All you need to do is complete a routine wellness screening. Your insured spouse and children can earn $75 too.

Visit an ECU Health Facility and Receive More!

If you receive treatment at an ECU Health facility as part of our Accident Insurance and Hospital Indemnity coverage through Voya, you will receive a benefit pay out of 20% – 50% more than if you receive treatment at another facility. See the Accident Insurance Explore Your Benefits and the Hospital Indemnity Explore Your Benefits sections on the Voluntary Benefits webpage on All In for more details.

ECU HealthNow

Team members who are enrolled in an ECU Health medical plan have the additional benefit of ECU HealthNow. ECU HealthNow connects you with medical and behavioral health providers 24/7 by phone or online.

Telehealth and teletherapy appointments are a convenient, effective and affordable way to receive care from a licensed provider from wherever you’re located. An ECU HealthNow provider can help you navigate your health and wellness needs, and pursue solutions. Teletherapy can assist you with various issues including stress, anxiety, depression, marriage/family counseling, parenting and more.

This service is free if you’re enrolled in the Basic or Choice medical plans. You pay a $55 fee if you’re enrolled in the Medical Savings Plan, until you meet your deductible.


LifeLock helps provide you peace of mind with comprehensive identity theft protection. If a potential threat is detected, you’ll be notified via email, text, phone or mobile app alerts. Should you become a victim of identity theft, LifeLock provides a dedicated restoration specialist to help restore your identity.


You can protect yourself with Legal Insurance offered through ARAG. This plan covers will preparation, traffic tickets, real estate property protection and more. Your ARAG legal plan also covers more complex legal issues such as divorce and trusts.

This coverage cannot be dropped mid-year.


The UNUM whole life insurance policy provides you a fixed death benefit and locks premiums in at the age you purchase coverage. You can choose to add long-term care coverage to this plan as well, combining two important benefits into one affordable product.

Whole life insurance also builds cash value at a guaranteed rate of 4.5%. You can borrow from that amount, or you can buy a smaller, paid-up policy—with no additional premium due.